INTERNATIONAL INDIVIDUAL HEALTH INSURANCE
Global protection for a life without borders
Living internationally demands more than a local solution. International Individual Health Insurance is designed for professionals, expatriates, entrepreneurs, digital nomads and families who require reliable medical coverage across multiple countries — without limitations tied to one territory.
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This is not a basic travel product. It is structured, long-term health protection with access to private medical networks worldwide.
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NOTE: International coverage applies exclusively to individuals or companies located outside Mozambique.
WHO THIS SOLUTION IS FOR
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Expatriates residing outside their country of origin
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Executives on international assignments
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Entrepreneurs operating across borders
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Families relocating abroad
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Individuals seeking access to private healthcare globally
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If mobility is part of your lifestyle or professional reality, health protection must follow the same standard.
WHAT IS INCLUDED
1. Worldwide Medical Coverage
Access to private hospitals and specialists globally, depending on the selected area of coverage (Worldwide including USA or Worldwide excluding USA options available).
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Coverage may include:
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Inpatient and outpatient treatment
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Specialist consultations
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Diagnostic tests and imaging
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Prescription medication
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Maternity (optional)
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Preventive check-ups (depending on plan)
Serious situations require immediate action.
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Emergency medical evacuation
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Repatriation
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24h international assistance
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Direct coordination with medical providers
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When location changes, protection remains stable.
2. Emergency & Evacuation Support
Coverage is structured according to:
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Country of residence
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Lifestyle risk profile
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Budget expectations
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Required level of medical access
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Plans are modular. Deductibles (the amount the insured person must pay before the insurance company starts covering eligible expenses.), co-payments and coverage ceilings can be adjusted strategically to optimise cost without compromising protection.
3. Flexible Plan Design
WHY STRUCTURED INTERNATIONAL COVERAGE MATTERS
Many individuals rely on:
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Local health systems with limited private access
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Travel insurance not designed for long-term residence
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Corporate plans that cease when employment changes​​
This creates exposure.
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International health insurance ensures:
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Continuity of protection
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Portability between countries
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Stability independent of employer
Protection should not depend on employment status or geography.
HOW THE PROCESS WORKS
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Needs Assessment
Review of country of residence, mobility plans, age and coverage expectations. -
Plan Selection
Structured comparison of international insurers and benefit structures. -
Medical Underwriting
Completion of medical questionnaire (when required). -
Policy Issuance
Digital policy documents and member access credentials provided. -
Ongoing Support
Assistance with claims, renewals and coverage adjustments.
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Carlyle Partners manages the process from initial assessment to post-issuance support.
COST STRUCTURE
Premiums depend on:
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Age
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Country of residence
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Coverage zone (with or without USA)
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Selected deductible
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Optional add-ons
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International health insurance is a financial planning decision. The objective is not the cheapest premium — it is sustainable protection aligned with lifestyle risk.
Contact
Email: corporate@carlylepartners.llc
Phone: +258 84 255 2392
Location
Rua Eça De Queiroz nº 135, Coop, Maputo, Mozambique
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